Essential Investments of Life
Financial need is an essential part of everyone's life. Financial planning comes into play. Every individual must have a proper plan for the financial needs. Planning can be of one day, one month, one year, retirement or till life. Longer the duration much the better. Savings - 3% FDs - 6% PFs- 8% NPS - 9% SGBonds- 10% Mutual Funds -15% Stocks - 20% Crypto - High risk VIKU50 - 17 -Nifty 50 14- Equity (FSL, relaxo, trident, Whirlpool, Unitedspirits, ihcl, Vedanta, IRCTC, IEX, DLF, ZEE5, PVRINOX, NAUKRI) 14-IPOs (cams, gland, equitassfb, sonacams, irfc, kalyanjewels, paytm, LIC, Askautomotive, Cello, Concordbio, Zomato, TEGA, JFSL) 1-NiftyETF 1-Gold ETF 1-REIT 1-Silver ETF 1-MANG ETF MUTUAL FUND -10 1- International (NASDAQ) 1- small cap (SBI) 1- large cap (HDFC BSE S&P Sensex fund) 1- Flexicap (Parag PF) 1- Multi Assest (Quant) 1-Debt gilt (SBI) 2-ELSS(PP,QUANT) RBI 20g - SGB 1u- Bihar SG Portfolio: Equity - Real estate - Commodity - Debt-